Mitigating the Effect of COVID-19 on MSMEs and Business Loans:
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These regulations involve lending agencies to uphold principles relating to capital competence, cash reserve ratio, sensible norms, credit ceiling, statutory liquidity ratio and know-your-customer guidelines – even if each of these standards would apply to each class of lending agency in a diverse manner. Each agency plays a unique role in terms of the kind of lending and borrowing.
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