Factors That Affect Your Life Insurance Rates
The most obvious way that smoking can increase life insurance rates is through the use of cigarettes or tobacco.
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If you’re looking for life insurance, you’ve probably heard of different types of policies, including whole and term life. But what do these policies mean? And what factors affect them? In this article, we’ll examine some more common issues and discuss the state-specific factors affecting them. You may be surprised to learn that smoking, for example, can dramatically increase your life insurance rates.
