Bharti AXA Health Plans Made Easy: Compare & Buy with QuickInsure

Bharti AXA Health Plans Made Easy: Compare & Buy with QuickInsure

In today's fast-paced world, health uncertainties can arise unexpectedly. Having a robust health insurance plan is not only a necessity but also a crucial step towards achieving financial security. Bharti AXA Health Insurance, now integrated with ICICI Lombard, offers a range of health insurance solutions tailored to meet diverse healthcare needs. Let's delve into the features, benefits, and reasons why choosing Bharti AXA Health Insurance through QuickInsure is a wise decision.

Overview of Bharti AXA Health Insurance

Bharti AXA Health Insurance has been a trusted name in the insurance sector, providing comprehensive health coverage to individuals and families across India. With the merger into ICICI Lombard, policyholders continue to enjoy the same benefits, with added advantages of a broader network and enhanced services.

Key Features and Benefits

1. Wide Range of Sum Insured Options

Bharti AXA offers flexible sum insured options ranging from ₹1 lakh to ₹1 crore, catering to various financial capacities and healthcare requirements.

2. Comprehensive Coverage

• Pre- and Post-Hospitalization Expenses: Coverage for medical expenses incurred 30 days before and 60 days after hospitalization.
• Daycare Procedures: Coverage for medical procedures that do not require 24-hour hospitalization.
• Domiciliary Hospitalization: Expenses for treatments taken at home under medical supervision.

3. Cashless Hospitalization

Access to a vast network of over 4,500 cashless hospitals across India ensures hassle-free treatment without the burden of upfront payments.

4. No Claim Bonus (NCB)

Policyholders can avail up to 100% NCB, rewarding them for maintaining good health and not making any claims during the policy period.

5. Tax Benefits

Premiums paid towards Bharti AXA Health Insurance policies are eligible for tax deductions under Section 80D of the Income Tax Act, 1961.

6. Lifetime Renewability

Enjoy uninterrupted health coverage with the option of lifelong policy renewals.

Bharti AXA Health Insurance Plans

1. Smart Health Insurance Policy

Designed for individuals and families seeking essential health coverage:

• Sum Insured Options: ₹3 lakh, ₹4 lakh, and ₹5 lakh.
• Critical Illness Cover: Inbuilt coverage for specified critical illnesses.
• Hospital Cash Allowance: Daily cash benefit during hospitalization.
• Organ Donor Expenses: Coverage for expenses related to organ donation.

2. Smart Super Health Insurance Policy

A comprehensive plan offering extensive coverage:

• Sum Insured Options: ₹5 lakh to ₹1 crore.
• Maternity and Newborn Cover: Optional coverage for maternity expenses and newborn care.
• Restoration Benefit: Automatic restoration of the sum ensured upon exhaustion.
• Annual Health Check-up: Complimentary health check-up every policy year.

3. Triple Health Insurance Plan

A unique plan providing multiple payouts for critical illnesses:

• Multiple Claims: Up to three claims for different critical illnesses.
• Waiver of Premium: Future premiums waived off upon the first claim.
• Survival Benefit: Lump-sum payout upon diagnosis of specified critical illnesses.

Why Choose Bharti AXA Health Insurance via QuickInsure?

QuickInsure simplifies the process of selecting and purchasing health insurance:

• Instant Quotes: Compare multiple plans and premiums instantly.
• Expert Guidance: Assistance from insurance experts in choosing the best plan.
• Seamless Purchase: Easy and quick online policy issuance.
• Dedicated Support: Post-purchase support for claims and renewals.

Exclusions to Note

While Bharti AXA Health Insurance offers extensive coverage, certain exclusions apply:

• Pre-existing Diseases: Covered after a waiting period of 4 years.
• Specific Treatments: Certain treatments like cosmetic surgery, dental procedures, and fertility treatments are not covered.
• Initial Waiting Period: A 30-day waiting period applies from the policy inception date, except for accidental injuries.

Why Buy Bharti AXA Health Insurance from QuickInsure?

When it comes to selecting the right health insurance, QuickInsure brings unmatched convenience, clarity, and customer-first service. Here’s why thousands trust QuickInsure as their go-to insurance partner:

• Fast & Transparent Comparisons
  QuickInsure allows you to compare Bharti AXA Health Insurance with other leading plans in seconds. You get to see premium costs, benefits, and features side by side—so you can make a well-informed decision without confusion.
• Expert Assistance at Every Step
  Whether you’re unsure about which sum insured to choose or need help understanding policy terms, QuickInsure’s insurance advisors provide free, unbiased support. No pressure, just honest help.
• Seamless Digital Experience
  The entire process—from comparing to purchasing your policy—is completely digital. No paperwork, no delays, no agent dependency. Just a few clicks and you're covered.
• Quick Claims Support
  Bought your policy through QuickInsure? You’re not alone in the claims process. Their dedicated claims support team ensures faster processing, guiding you through documentation, submission, and approvals.
• Trusted Partner for Top Insurers
  QuickInsure is IRDAI-certified and partnered with leading insurance providers like Bharti AXA (now ICICI Lombard). You get access to top-tier products, secure transactions, and up-to-date information in one place.

Conclusion

Bharti AXA Health Insurance stands out as a reliable and comprehensive health insurance provider, offering a range of plans to suit different needs. With the added convenience and support from QuickInsure, securing your health and financial well-being has never been easier. Evaluate your healthcare needs, compare plans, and choose the one that best aligns with your requirements.